Documents required for Loan Applications

The following documents required for;


1) For New Purchases (Private):

• Option To Purchase, if any
• NRIC/Passport Copy of all applicants
• Latest CPF Statements, if using CPF for Downpayment
• Income documents:
- For self employed (Latest 2 years Notice Of Assessment)
- For employee (Latest 3 months Income Payslip)






2) For New Purchases (HDB):

• Option To Purchase
• HDB Valuation Report
• Latest CPF Statements, if using CPF for Downpayment
• NRIC /Passport Copy of all applicants
• Income documents:
- For self employed (Latest 2 years Notice Of Assessment)
- For employee (Latest 3 months Income Payslip)






3) For Refinancing for both Private and HDB:

• NRIC/Passport Copy of all applicants
• Latest CPF Property Withdrawal Statement if used CPF
• Latest 6 months housing loan repayment statement from current bank
• Income documents:
- For self employed (Latest 2 years Notice Of Assessment)
- For employee (Latest 3 months Income Payslip)
• Tenancy agreement if rented out






4) For New Purchase Of Commercial Property under Individual Names

• Copy of Nric/Passport of all applicants (Front & Back)
• Latest 2 Years Notice of Assessments (Tax Assessments)
• Option To Purchase
• Tenancy Agreement if tenanted






5) For Refinancing Of Commercial Property Under Individual Names

• Copy of Nric/Passport of all applicants
• Latest 2 years Notice of Assessment
• Latest 6 months loan statements from existing bank
• Latest 6 months OD statements, if any
• Latest CPF withdrawal statements, if CPF fund was used
• Tenancy agreements if tenanted






6) For New Purchase Of Commercial Property Under Company

• Copy of Nric/Passport of all Directors/Partners (Front & Back)
• Latest 2 Years Notice of Assessments of all Directors/ Partners (Tax Assessments)
• Latest 3 months bank statements of business account
• Latest Register Of Company/ACRA - Newly set up Company - Pte Ltd / LLP -Inv Hldg Co.
• Option To Purchase if Purchased
• Tenancy Agreement if tenanted






7) For Refinancing Of Commercial Property Under Company



• Copy of Nric/Passport of all Directors/Partners (Front & Back)
• Latest 2 Years Notice of Assessments of all Directors/ Partners (Tax Assessments)
• Latest 2 years financial statements (Balanced Sheet / Profit & Loss )
• Latest 6 months property loan /Business account statements
• Tenancy Agreement if tenanted